The Basics of Senior Home Care

The developed family and community support networks that have historically supported the elderly as they become less mobile and incapable of caring for themselves are eroding. As a result, a growing number of seniors are turning to senior home care to meet their needs, a trend that is expected to continue into the future. Get more informations of Touching Hearts at Home NYC — Manhattan; Brooklyn; Westchester; Queens; Rockland
Many members of an extended family used to remain in the same geographic area fifty years ago, but that is no longer the case. Members of the X and Y generations are much more likely to relocate long distances in order to pursue their preferred profession and climate. Since technology makes staying in touch so easy, there is no longer any need to be physically near to stay linked. As a result, those approaching retirement age today cannot rely on their children or grandchildren to look after them when they are in need.
Similarly, as the elderly population grows, the free social services offered by churches and other non-governmental organisations are becoming overburdened and underfunded. With less “good Samaritan” volunteers available, skilled home care is becoming a more important choice.
As people get older, almost all would need some assistance. Following an illness or an accident, some seniors need short-term care. They are less mobile during the rehabilitation time and need domestic assistance to keep their homes in order.
Others rely on in-home treatment to avoid going to a nursing home. They enjoy the independence and privacy that comes with staying in their own home. This could turn into a long-term scenario, with a permanent home care professional taking care of both vital medical needs and household duties.
On a short-term basis, hiring an hourly employee to provide in-home treatment is a fairly affordable choice for most seniors. Part-time care is generally available for $15 to $25 per hour from a number of providers. Seniors should expect to pay between $150 and $350 for home treatment in the case of more severe conditions that necessitate 24-hour care. Long-term, those expenses become prohibitively costly for seniors who are not properly trained.
Home care, as well as other long-term care services such as nursing home stays, are covered by a number of insurance policies. Premiums for long-term care policies usually grow steadily with the insured’s age, so it’s important to plan ahead as soon as possible.